account

noun

OPAL WOPAL S

/əˈkaʊnt/

Idioms

at bank银行

(abbreviation a/c especially in British English, North American English usually acct.)

an arrangement that somebody has with a bank, etc. to keep money there, take some out, etc.账户

I don't have a bank account.我没有银行账户。
I paid the money into my savings account.我把钱存入了我的储蓄账户。
a joint account (= one in the name of more than one person)联名账户
With internet banking you can manage your account online.有了网上银行，你可以在线管理你的账户。
account with somebody/something Do you have an account with us?你在我们这里有账户吗？
account at something He opened an account at a bank in Germany.他在德国的一家银行开了个户头。
Interest will be paid monthly into the account holder's current account.利息将按月支付到账户持有人的活期账户。
What's your account number please?请问您的账号？

Wordfinder

account
balance
bank
credit
debit
deposit
interest
loan
statement
withdrawal

Collocations FinanceFinance财务Income收入

earn money/cash/(informal) a fortune/the minimum wage/a living wage
make money/a fortune/(informal) a killing on the stock market在股市上赚钱／赚一大笔钱／发大财
acquire/inherit/amass wealth/a fortune获得／继承／积累财富／一大笔钱
build up funds/savings积累资金／存款
get/receive/leave (somebody) an inheritance/a legacy得到／（给某人）留下遗产
live on a low wage/a fixed income/a pension靠低微的工资／固定收入／养老金过活
get/receive/draw/collect a pension领取养老金
depend/be dependent on (British English) benefits/(North American English) welfare/social security靠福利金／社会保障金过活

Expenditure开支；支出

spend money/your savings/(informal) a fortune on…把钱／存款／一大笔钱花在…上
invest/put your savings in…投资／把储蓄金用于…
throw away/waste/ (informal) shell out money on…把钱浪费／花费巨资在…上
lose your money/inheritance/pension失去钱财／遗产／养老金
use up/ (informal) wipe out all your savings把储蓄用光
pay (in) cash用现金支付
use/pay by a credit/debit/contactless card
pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check用支票支付；开支票；给某人开支票；接受支票
change/exchange money/currency
give/pay/leave (somebody) a deposit预付（某人）订金

Banks银行

have/hold/open/close/freeze a bank account/an account持有／开立／注销／冻结银行账户
credit/debit/pay something into/take money out of your account记入账户的贷方／借方；把钱存入账户／从账户中取出
deposit money/funds in your account往账户里存钱／存入资金
withdraw money/cash/£30 from an ATM, etc.从自动提款机等取钱／现金／30 英镑
(formal) make a deposit/withdrawal存款；取款
find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser找到／去／使用自动提款机
be in credit/in debit/in the black/in the red/overdrawn账面有钱／亏空；有盈余；透支
use a mobile/an online banking app/platform/service

Personal finance个人理财

manage/handle/plan/run/ (especially British English) sort out your finances管理／处理／计划／经营管理／整顿财务问题
plan/manage/work out/stick to a budget计划／管理／制订／严格执行预算
offer/extend credit (to somebody)（给某人）提供贷款
arrange/take out a loan/an overdraft商定／获得贷款／透支额
pay back/repay money/a loan/a debt偿还钱／贷款／债务
pay for something in (especially British English) instalments/(North American English usually) installments以分期付款方式购买某物

Financial difficulties财务困难

get into debt/financial difficulties陷入债务／财务困难
be short of/ (informal) be strapped for cash缺钱
run out of/owe money钱用光了；欠钱
face/get/ (informal) be landed with a bill for £…面对／收到一张…英镑的账单
can’t afford the cost of…/payments/rent承担不起…的费用／款项／房租
fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent拖欠按揭贷款／分期偿还款项／房租
incur/run up/accumulate debts带来／积欠／累积债务
tackle/reduce/settle your debts处理／减少／付清债务

see also bank account, budget account, checking account, current account, deposit account, numbered account, savings account

She deposited the check in her account.她把支票存入她的账户。
I have a savings account with a building society.我在建筑协会有一个储蓄账户。
I paid the cheque into my current account.我把支票存入我的往来账户。
Your account is overdrawn.你的账户透支了。
They have a numbered account in Switzerland.他们在瑞士有一个编号账户。
The money will be credited to your account tomorrow.这笔钱明天将存入你的账户。
She opened a savings account at the bank.她在银行开了一个储蓄账户。
She had taken all her money out of her account.她已将账户中的钱都取走了。
My husband and I have separate accounts.我丈夫和我各自都有独立账户。
I'd like to open an account, please.我想开个赊购账户。
I have an account with another bank.我在另一家银行有一个账户。
Go and see the manager of the bank where your account is held.去见见你开户的那家银行的经理。

Topics Moneyb1

Collocations Dictionaryadjective

bank
building-society
checking
…

verb + account

have
hold
close
…

account + noun

number
holder
balance
…

preposition

account at
account with

computing计算机技术

an arrangement that somebody has with a company that allows them to use the internet, send and receive messages by email, social media, etc.（互联网、电子邮件等的）账户，账号

an email/a Twitter account电子邮件/推特账户
Millions of accounts have been hacked.数百万账户被黑。

Topics Phones, email and the internetb2

Collocations Dictionaryadjective

expense
charge
credit
…

verb + account

have
create
open
…

preposition

on account
account at
account with
…

description描述

a written or spoken description of something that has happened描述；叙述；报告

an eyewitness account (= a description given by somebody who saw what happened)目击者的描述
a first-hand/personal/first-person account第一手/个人/第一人称账户
account of something Can you give us an account of what happened?你能为我们讲述一下事情的经过吗？
The diaries contained a detailed account of the writer's experiences in China.日记详细记录了作者在中国的经历。

Synonyms reportreport

story
account
version

These are all words for a written or spoken account of events.

report
a written or spoken account of an event, especially one that is published or broadcast:
- Are these newspaper reports true?报纸上这些报道属实吗？
story
an account, often spoken, of what happened to somebody or of how something happened; a report of events in a newspaper, magazine or news broadcast:
- It was many years before the full story was made public.许多年之后，事情的全貌才公之于众。
- the front-page story头版报道
account
a written or spoken description of something that has happened:
- She gave the police a full account of the incident.她向警方详尽地叙述了所发生的事情。

report or account?用 report 还是 account？A report is always of recent events, especially news. An account may be of recent or past events.

version
a description of an event from the point of view of a particular person or group of people:
- She gave us her version of what had happened that day.她从她的角度向我们描述了那天发生的事情。

Patterns

a report/story about something
a brief/short report/story/account
a full report/story/account/version
a news report/story
to give a(n) report/account/version

Dr Richards describes this very well in his account of the events.理查兹博士在叙述这些事件时对此作了很好的描述。
He gave us a blow-by-blow account of the incident.他给我们详细叙述了该事件。
She received a glowing account of her son's progress.她收到了一份热情赞扬她儿子进步的报告。
the newspaper account of the trial报纸对这次审判的报道
She gave the police a full account of the incident.她向警方详尽地叙述了所发生的事情。

Collocations Dictionaryadjective

brief
short
blow-by-blow
…

verb + account

give (somebody)
offer
provide (somebody with)
…

preposition

in an/the account

phrases

by all accounts
by somebody’s own account

account (of something) an explanation or a description of an idea, a theory or a process（对思想、理论、过程的）解释，说明，叙述

the Biblical account of the creation of the world《圣经》对创世的叙述

Collocations Dictionaryadjective

brief
short
blow-by-blow
…

verb + account

give (somebody)
offer
provide (somebody with)
…

preposition

in an/the account

phrases

by all accounts
by somebody’s own account

business records商业记录

[usually plural] a written record of money that is owed to a business and of money that has been paid by it账目

to do the accounts记账
to keep the accounts up to date保持账目最新
the accounts department会计部门
She works in Accounts (= the accounts department).她在会计部工作。

see also expense account, profit and loss account

Try to keep accurate accounts.尽量把账目记准确。
The accounts are all in order.账目无误。
Your accounts will need to be submitted to the tax office.你们的账目需要提交给税务局。

Topics Moneyb2

Collocations Dictionaryadjective

profit and loss account
accounts payable
accounts receivable
…

verb + account

do
keep
audit
…

account + verb

be in order

account + noun

account book
account balance

with shop

(British English also credit account)

(North American English also charge account)

an arrangement with a shop or business to pay bills for goods or services at a later time, for example in regular amounts every month赊销账；赊欠账；赊购

Put it on my account please.请记在我的赊购账上。
We have accounts with most of our suppliers.我们与大多数供应商都是实行赊购制。
Log in to your account to see how much you have spent.登录你的账户，看看你花了多少钱。

Synonyms billbill

account
invoice
check

These are all words for a record of how much you owe for goods or services you have bought or used.

bill
a list of goods that you have bought or services that you have used, showing how much you owe; the price or cost of something:
- the gas bill煤气费账单
account
an arrangement with a shop or business to pay bills for goods or services at a later time, for example in regular amounts every month:
- Put it on my account please.请记在我的赊购账上。
invoice
(rather formal) a bill for goods that somebody has bought or work that has been done for somebody:指发票、发货或服务费用清单：
- The builders sent an invoice for £250.营造商发出了一张 250 英镑的发票。

bill or invoice?用 bill 还是 invoice？You would get a bill in a restaurant, bar or hotel; from a company that supplies you with gas, electricity, etc; or from somebody whose property you have damaged. An invoice is for goods supplied or work done as agreed between a customer and supplier.

check
(North American English) a piece of paper that shows how much you have to pay for the food and drinks that you have had in a restaurant:指餐馆的账单：
- Can I have the check, please?请给我结账。
In British English the usual word for this is bill.

Patterns

the bill/invoice/check for something
to pay/settle a(n) bill/account/invoice/check
to put something on the/somebody’s bill/account/invoice/check

bill

(British English) a bill for goods or services provided over a period赊销账；赊欠账；赊购

Departing guests should settle their accounts at the office.离开的客人应该在办公室结账。
It is best to settle the account each month.最好每月清账。

regular customer老主顾

(business商业) a regular customer老主顾

The agency has lost several of its most important accounts.这家代理机构失去了几家最重要的老客户。

词源Middle English (in the sense ‘counting’, ‘to count’): from Old French acont (noun), aconter (verb), based on conter ‘to count’.

Idioms

a blow-by-blow account, description, etc. (of something)

(informal) a description of an event that gives you all the details in the order in which they happen原原本本的描述等
- He insisted on giving us a blow-by-blow account of what had happened.他坚持要给我们详细叙述所发生的事情。

by/from all accounts

according to what other people say据说；根据报道
- I've never been there, but it's a lovely place, by all accounts.我从未去过那里，但据说是个美丽的地方。

by your own account

according to what you say yourself根据某人自己所说
- By his own account he had an unhappy childhood.据他自己说，他童年不快乐。

call somebody to account (for/over something)

to make somebody explain a mistake, etc. because they are responsible for it责成…作出解释；责问

give a good account of yourself

(British English) to do something or perform well, especially in a contest（尤指比赛中）表现好／不好，干得出色／差劲
- The team gave a good account of themselves in the match.这个队在比赛中表现出色。

of no/little account

(formal) not important不重要；无足轻重
- Emotional matters were of no account to them during the war.战争期间感情问题对他们来说无关紧要。

on account

if you buy something or pay on account, you pay nothing or only a small amount immediately and the rest later挂账；（先付小部分款额的）赊账
- Call a cab on account.打电话以赊账方式叫辆出租车。
- Ring for a cab on account.打电话以赊账方式叫辆出租车。
- She bought the furniture she wanted on account.她赊购了想要的家具。

on somebody’s account

because of what you think somebody wants为了某人的缘故
- Please don't change your plans on my account.请别因为我而改变你的计划。

on account of somebody/something

because of somebody/something由于；因为
- She retired early on account of ill health.她体弱多病，所以提前退休。
- The marsh is an area of great scientific interest on account of its wild flowers.这片沼泽因其野花而成为极具科学价值的地区。
Language Bank because of
because ofExplaining reasons解释原因
- The number of people with diabetes is growing, partly because of an increase in levels of obesity.患糖尿病的人数不断上升，部分原因是肥胖人数增加。
- The number of overweight children has increased dramatically in recent years, largely as a result of changes in diet and lifestyle.近年来肥胖儿童的数量急剧上升，很大程度上是由饮食和生活方式的改变引起的。
- The increase in childhood obesity is largely due to/the result of changes in lifestyle and diet over the last twenty years.肥胖儿童人数的增多主要是过去二十年来饮食和生活方式的改变所致。
- Many obese children are bullied at school on account of their weight.许多肥胖儿童因为其体重问题在学校受到欺负。
- Part of the problem with treating childhood obesity stems from the fact that parents do not always recognize that their children are obese.治疗肥胖儿童的困难部分源自父母有时并不认为自己的孩子肥胖。
- Childhood obesity may be caused by genetic factors, as well as environmental ones.儿童肥胖既可能由环境因素引起，也可能是遗传因素所致。
Topics Change, cause and effectc1

on no account | not on any account

(used to emphasize something用于强调) not for any reason决不；绝对不
- On no account should the house be left unlocked.离开住宅时千万要锁门。

on your own account

for yourself为自己
- In 2012 Smith set up in business on his own account.2012 年史密斯开始创业。
because you want to and you have decided, not somebody else自愿地
- No one sent me. I am here on my own account.没有人派我，我自己来的。

on this/that account

(formal) because of the particular thing that has been mentioned由于这个／那个缘故
- Weather conditions were poor, but he did not delay his departure on that account.天气不好，但他并没有因此延期启程。

put/turn something to good account

(formal) to use something in a good or helpful way善用；利用
- He turned his artistic talents to good account by becoming a sculptor.他成为一名雕塑家，充分发挥了自己的艺术才能。

settle a score/accounts (with somebody) | settle an old score

to hurt or punish somebody who has harmed or cheated you in the past（和某人）算账，清算旧账；报复（某人）
- ‘Who would do such a thing?’ ‘Maybe someone with an old score to settle.’“谁做得出这样的事呢？” “也许是结有宿怨的人吧。”
- An embittered Charlotte is determined to settle accounts with Elizabeth.怀恨在心的夏洛特决心和伊丽莎白算账。

take account of something | take something into account

to consider particular facts, circumstances, etc. when making a decision about something考虑到；顾及
- The company takes account of environmental issues wherever possible.这家公司总是尽量考虑到各方面的环境问题。
- Coursework is taken into account as well as exam results.除考试结果外，课程作业也要计入成绩。
Topics Preferences and decisionsb2