loan

noun

/ləʊn/

[countable] money that an organization such as a bank lends and somebody borrows贷款；借款
- to take out/repay a loan (= to borrow money/pay it back)取得／偿还贷款
- She took out an $8 000 personal loan.她申请了8 000美元的个人贷款。
- bank loans with low interest rates银行低息贷款
- It took three years to repay my student loan (= money lent to a student).我花了三年的时间才还清我的学生贷款。
- a car/home loan (= a loan to buy a car/house)汽车/房屋贷款
- The bank almost collapsed under the weight of bad loans (= loans that will never be paid back).银行在不良贷款的重压下几乎崩溃。
- The loan repayment period is 10 years. 贷款偿还期限为10年。
- a loan agreement 贷款协议
Wordfinder
- account
- balance
- bank
- credit
- debit
- deposit
- interest
- loan
- statement
- withdrawal
Collocations Finance
Finance财务Income收入
- earn money/cash/(informal) a fortune/the minimum wage/a living wage
- make money/a fortune/(informal) a killing on the stock market在股市上赚钱／赚一大笔钱／发大财
- acquire/inherit/amass wealth/a fortune获得／继承／积累财富／一大笔钱
- build up funds/savings积累资金／存款
- get/receive/leave (somebody) an inheritance/a legacy得到／（给某人）留下遗产
- live on a low wage/a fixed income/a pension靠低微的工资／固定收入／养老金过活
- get/receive/draw/collect a pension领取养老金
- depend/be dependent on (British English) benefits/(North American English) welfare/social security靠福利金／社会保障金过活
Expenditure开支；支出
- spend money/your savings/(informal) a fortune on…把钱／存款／一大笔钱花在…上
- invest/put your savings in…投资／把储蓄金用于…
- throw away/waste/ (informal) shell out money on…把钱浪费／花费巨资在…上
- lose your money/inheritance/pension失去钱财／遗产／养老金
- use up/ (informal) wipe out all your savings把储蓄用光
- pay (in) cash用现金支付
- use/pay by a credit/debit/contactless card
- pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check用支票支付；开支票；给某人开支票；接受支票
- change/exchange money/currency
- give/pay/leave (somebody) a deposit预付（某人）订金
Banks银行
- have/hold/open/close/freeze a bank account/an account持有／开立／注销／冻结银行账户
- credit/debit/pay something into/take money out of your account记入账户的贷方／借方；把钱存入账户／从账户中取出
- deposit money/funds in your account往账户里存钱／存入资金
- withdraw money/cash/£30 from an ATM, etc.从自动提款机等取钱／现金／30 英镑
- (formal) make a deposit/withdrawal存款；取款
- find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser找到／去／使用自动提款机
- be in credit/in debit/in the black/in the red/overdrawn账面有钱／亏空；有盈余；透支
- use a mobile/an online banking app/platform/service
Personal finance个人理财
- manage/handle/plan/run/ (especially British English) sort out your finances管理／处理／计划／经营管理／整顿财务问题
- plan/manage/work out/stick to a budget计划／管理／制订／严格执行预算
- offer/extend credit (to somebody)（给某人）提供贷款
- arrange/take out a loan/an overdraft商定／获得贷款／透支额
- pay back/repay money/a loan/a debt偿还钱／贷款／债务
- pay for something in (especially British English) instalments/(North American English usually) installments以分期付款方式购买某物
Financial difficulties财务困难
- get into debt/financial difficulties陷入债务／财务困难
- be short of/ (informal) be strapped for cash缺钱
- run out of/owe money钱用光了；欠钱
- face/get/ (informal) be landed with a bill for £…面对／收到一张…英镑的账单
- can’t afford the cost of…/payments/rent承担不起…的费用／款项／房租
- fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent拖欠按揭贷款／分期偿还款项／房租
- incur/run up/accumulate debts带来／积欠／累积债务
- tackle/reduce/settle your debts处理／减少／付清债务
Wordfinder
- credit
- debt
- deposit
- interest
- lend
- loan
- money
- mortgage
- overdraft
- risk
- He had to use his house as security for the loan.他不得不把自己的房子作为贷款的抵押品。
- a loan from my brother从我哥哥处借来的东西
- The bank provides personal loan facilities at competitive rates.这家银行以极有竞争力的价格提供个人信贷服务。
- They used the inheritance to pay off their outstanding loan.他们用继承的遗产偿还了剩余贷款。
- They were struggling to meet their monthly loan repayments.他们在努力偿还每月的贷款。
Topics Houses and homesb2, Moneyb2, Educationb2
Collocations Dictionary
adjective
- large
- massive
- small
- …
verb + loan
- apply for
- ask for
- request
- …
loan + verb
- total something
loan + noun
- application
- agreement
- arrangement
- …
preposition
- on loan (from)
- loan from
phrases
- security for a loan
[singular] the act of lending something; the state of being lent借出；贷给；被借出
- loan of something I even gave her the loan of my car.我甚至把车也借给了她。
- on loan an exhibition of paintings on loan (= borrowed) from private collections借用私人收藏品举办的画展
- on loan from somebody/something The striker, on loan from United, scored his first goal for City today (= he is playing for City for a fixed period by agreement with own team, United).这名前锋从曼联租借而来，今天为曼城打进了他的第一个进球。
- The midfielder comes to the Premiership on an 18-month loan deal from Roma.这名中场球员以18个月的租借合同从罗马来到英超。
- The book must be returned by the end of the loan period.这本书必须在借期内归还。
Collocations Dictionary
adjective
- large
- massive
- small
- …
verb + loan
- apply for
- ask for
- request
- …
loan + verb
- total something
loan + noun
- application
- agreement
- arrangement
- …
preposition
- on loan (from)
- loan from
phrases
- security for a loan

词源Middle English (also denoting a gift from a superior): from Old Norse lán, of Germanic origin; related to Dutch leen, German Lehn, also to lend.

loan

verb

/ləʊn/

动词形式

present simple I / you / we / they loan	/ləʊn/ /ləʊn/
he / she / it loans	/ləʊnz/ /ləʊnz/
past simple loaned	/ləʊnd/ /ləʊnd/
past participle loaned	/ləʊnd/ /ləʊnd/
-ing form loaning	/ˈləʊnɪŋ/ /ˈləʊnɪŋ/

(especially North American English) to lend something to somebody, especially money借出，贷与（尤指钱）
- loan something (to somebody) The bank is happy to loan money to small businesses.银行乐于贷款给小型企业。
- loan somebody something A friend loaned me $1 000.有一位朋友借给我 1 000 美元。
Topics Houses and homesb2
(especially British English) to lend a valuable object to a museum, etc.出借（贵重物品给博物馆等）
- loan something This exhibit was kindly loaned by the artist's family.这件展品是艺术家的家人惠借而展出的。
- loan something (out) to somebody/something The painting has been loaned to the Walker Art Gallery.这幅画被借给了沃克美术馆。
- loan somebody something He loaned the museum his entire collection.他把自己的全部收藏品都借给了博物馆。

词源Middle English (also denoting a gift from a superior): from Old Norse lán, of Germanic origin; related to Dutch leen, German Lehn, also to lend.