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词汇 moral hazard
释义

moral hazard

noun
/ˌmɒrəl ˈhæzəd/
/ˌmɔːrəl ˈhæzərd/
[uncountable, singular] (economics经济学)
  1. lack of reason to try to avoid risk when protected from its consequences, for example by insurance道德风险:缺乏理由避免在受到后果保护时避免发生风险,例如通过保险
    • Cheap easy credit has created moral hazard throughout the global economy.廉价的宽松信贷在全球经济中产生了道德风险。
    • The insurance creates a moral hazard for banks to engage in risky investments and loan too much money to unsuitable borrowers.该保险为银行从事高风险投资和向不合适的借款人发放过多贷款制造了道德风险。
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