credit
noun /ˈkredɪt/
/ˈkredɪt/
Idioms - [uncountable] an arrangement that you make, with a shop for example, to pay later for something you buy
赊购；赊欠 - to get credit
获得荣誉 - on credit We bought the dishwasher on credit.
我们赊购了一台洗碗机。 - to offer interest-free credit (= allow somebody to pay later, without any extra charge)
提供免息赊购 - Someone with a bad credit history is less likely to be lent money.
信用记录不好的人不太可能被借钱。 - a credit agreement
信贷协定 - a credit facility
信贷机构 - Your credit limit is now £2 000.
你的信用额度现在为 2 000 英镑。 - He's a bad credit risk (= he is unlikely to pay the money later).
他有欠账不还的危险。 - The credit crisis is far from over.
信贷危机远未结束。
Topics Shoppinga2, Moneya2- I bought it on credit.
这个东西是我赊购的。 - If you don't have a regular income you may be unable to get credit.
如果你没有固定收入，可能不会得到贷款。 - Most shops selling furniture or electrical goods will offer credit.
大部份卖傢具或电器的商店都准予分期付款。 - The credit report will show all the consumer debt a person has.
信用报告会显示一个人所有的消费者债务。 - When poorer people use credit, mail order is the key source.
穷困的人主要是通过邮购来使用信贷。 - people with poor credit histories
信用记录很差的人 - We offer two months' interest-free credit.
我们提供两个月的免息赊购。
Collocations Dictionaryadjective- long-term
- short-term
- interest-free
- …
- have
- use
- get
- …
- account
- agreement
- arrangement
- …
- on credit
- a letter of credit
- to get credit
- [uncountable, countable] money that you borrow from a bank; a loan
（从银行借的）借款；贷款 - The bank refused further credit to the company.
银行拒绝再给那家公司提供贷款。 - Local lenders are more likely to extend credit (= lend money) to smaller, more marginal borrowers.
当地贷款人更有可能向更小、更边缘化的借款人发放贷款。
Wordfinder- account
- balance
- bank
- credit
- debit
- deposit
- interest
- loan
- statement
- withdrawal
Wordfinder- credit
- debt
- deposit
- interest
- lend
- loan
- money
- mortgage
- overdraft
- risk
Collocations FinanceFinance财务 收入 - earn money/cash/(informal) a fortune/the minimum wage/a living wage
- make money/a fortune/(informal) a killing on the stock market
在股市上赚钱／赚一大笔钱／发大财 - acquire/inherit/amass wealth/a fortune
获得／继承／积累财富／一大笔钱 - build up funds/savings
积累资金／存款 - get/receive/leave (somebody) an inheritance/a legacy
得到／（给某人）留下遗产 - live on a low wage/a fixed income/a pension
靠低微的工资／固定收入／养老金过活 - get/receive/draw/collect a pension
领取养老金 - depend/be dependent on (British English) benefits/(North American English) welfare/social security
靠福利金／社会保障金过活
开支；支出 - spend money/your savings/(informal) a fortune on…
把钱／存款／一大笔钱花在…上 - invest/put your savings in…
投资／把储蓄金用于… - throw away/waste/ (informal) shell out money on…
把钱浪费／花费巨资在…上 - lose your money/inheritance/pension
失去钱财／遗产／养老金 - use up/ (informal) wipe out all your savings
把储蓄用光 - pay (in) cash
用现金支付 - use/pay by a credit/debit/contactless card
- pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check
用支票支付；开支票；给某人开支票；接受支票 - change/exchange money/currency
- give/pay/leave (somebody) a deposit
预付（某人）订金
银行 - have/hold/open/close/freeze a bank account/an account
持有／开立／注销／冻结银行账户 - credit/debit/pay something into/take money out of your account
记入账户的贷方／借方；把钱存入账户／从账户中取出 - deposit money/funds in your account
往账户里存钱／存入资金 - withdraw money/cash/£30 from an ATM, etc.
从自动提款机等取钱／现金／30 英镑 - (formal) make a deposit/withdrawal
存款；取款 - find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser
找到／去／使用自动提款机 - be in credit/in debit/in the black/in the red/overdrawn
账面有钱／亏空；有盈余；透支 - use a mobile/an online banking app/platform/service
个人理财 - manage/handle/plan/run/ (especially British English) sort out your finances
管理／处理／计划／经营管理／整顿财务问题 - plan/manage/work out/stick to a budget
计划／管理／制订／严格执行预算 - offer/extend credit (to somebody)
（给某人）提供贷款 - arrange/take out a loan/an overdraft
商定／获得贷款／透支额 - pay back/repay money/a loan/a debt
偿还钱／贷款／债务 - pay for something in (especially British English) instalments/(North American English usually) installments
以分期付款方式购买某物
财务困难 - get into debt/financial difficulties
陷入债务／财务困难 - be short of/ (informal) be strapped for cash
缺钱 - run out of/owe money
钱用光了；欠钱 - face/get/ (informal) be landed with a bill for £…
面对／收到一张…英镑的账单 - can’t afford the cost of…/payments/rent
承担不起…的费用／款项／房租 - fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent
拖欠按揭贷款／分期偿还款项／房租 - incur/run up/accumulate debts
带来／积欠／累积债务 - tackle/reduce/settle your debts
处理／减少／付清债务
Topics Moneya2- We propose to expand credit in order to create demand.
我们提议扩大信贷以刺激需求。 - increases in debt created by credit expansion
信用扩张产生的债务增长
Collocations Dictionaryadjective- long-term
- short-term
- interest-free
- …
- have
- use
- get
- …
- account
- agreement
- arrangement
- …
- on credit
- a letter of credit
- The bank refused further credit to the company.
- [uncountable] the status of being trusted to pay back money to somebody who lends it to you
（偿还欠款的）信誉，信用 - Her credit isn't good anywhere now.
她借钱不还，弄得声名狼藉。
- Her credit isn't good anywhere now.
- [uncountable] money that you have in your bank account; if you or your bank account are in credit, there is money in the account
结余 - You have a credit balance of £250.
你有250英镑的存款余额。 - My account is in credit.
我的账户上有存款。
Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- You have a credit balance of £250.
- [countable, uncountable] a sum of money paid into a bank account; a record of the payment
（付入银行账户的）存款金额，贷记 - a credit of £50
50 英镑的贷记 - You'll be paid by direct credit into your bank account.
给你的付款将直接存入你的银行账户。 - I have three credits on my bank statement.
我的银行结算单上有 3 笔存款。
Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- a credit of £50
- [uncountable] the right to use a service up to a certain limit, paid for in advance
信用： 使用服务达到一定限额的权利，已预先支付- My phone's run out of credit.
我的手机没有信用了。 - to add credit to your phone
为您的手机添加点数
- My phone's run out of credit.
- [countable, uncountable] (specialist) a payment that somebody has a right to for a particular reason
有权索要的款项 - The child tax credit is subject to strict income limitations.
儿童税收抵免受到严格的收入限制。 - Export credits are granted to firms in developing countries to give them a breathing space to pay for goods exported to them.
向发展中国家的公司发放出口信贷，是为了给它们一个喘息的机会来支付向它们出口的货物。
Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- The child tax credit is subject to strict income limitations.
- [uncountable] praise or approval because you are responsible for something good that has happened
赞扬；称赞；认可 - to get/deserve/receive/take/claim the credit
获得╱应得╱接受╱获得╱要求获得荣誉 - He's a player who rarely seems to get the credit he deserves.
他这个选手好像很少得到应得的赞扬。 - We did all the work and she gets all the credit!
工作都是我们干的，而功劳却都归了她！ - credit for (doing) something I can't take all the credit for the show's success—it was a team effort.
演出成功不能都算成我一个人的功劳，这是集体努力的结果。 - At least give him credit for trying (= praise him because he tried, even if he did not succeed)
至少该表扬他尝试过。 - Credit will be given in the exam for good spelling and grammar.
考试中拼写和语法出色者将受到表扬。 - His courage brought great credit to his regiment.
他的勇气给他的团带来了巨大的荣誉。
- We should give due credit to all who helped make the event a success.
对于所有为这次活动成功作出贡献的人，我们都应给予应有的赞扬。 - We should give due credit to the organizers of this event.
我们该感谢这次活动的组织者。 - Why should she get all the credit?
为什么功劳都归了她？ - The success of the venture reflects great credit on the organizers.
这次冒险行动的成功为组织者带来了很大的荣誉。
Collocations Dictionaryadjective- great
- extra
- full
- …
- give somebody
- claim
- get
- …
- to somebody’s credit
- credit for
- give credit where credit is due
- to somebody’s great credit
- to somebody’s eternal credit
- …
- to get/deserve/receive/take/claim the credit
- [singular] credit to somebody/something a person or thing whose qualities or achievements are praised and who therefore earns respect for somebody/something else
为…赢得荣誉的人（或事物） - She is a credit to the school.
她为学校赢得了荣誉。 - Your children are a great credit to you.
你的孩子是你的一大荣誉。 - He's a great credit to the school.
他为学校争光不少。
Collocations Dictionaryadjective- great
- credit to
- She is a credit to the school.
- [countable, usually plural] the act of mentioning somebody who worked on a project such as a film or a television programme
（电影或电视节目演职人员的）片头字幕，片尾字幕 - She was given a programme credit for her work on the costumes for the play.
她为这出戏准备服装，被列入剧目制作人员名单。 - The credits (= the list of all the people involved) seemed to last almost as long as the film!
演职人员字幕持续的时间几乎与这部电影一样长！ - From the opening credits, the movie is non-stop action.
从片头演员表来看，这部电影是不停的动作片。 - The end credits came as a welcome relief.
片尾字幕令人欣慰。 - We left before the final credits began to roll.
片尾演职人员名单还未出现我们就退场了。
Collocations Dictionaryadjective- opening
- closing
- end
- …
- watch
- roll
- She was given a programme credit for her work on the costumes for the play.
- a film, play, television programme, etc. that somebody has worked on
有权索要的款项 - His film credits included ‘The Witches’ and ‘Halloween III’.
他的电影作品包括《女巫》和《万圣节三》。
- His film credits included ‘The Witches’ and ‘Halloween III’.
- [countable] a unit of study at a college or university (in the US, also at a school); the fact of having successfully completed a unit of study
（大学，以及美国中小学的）学习单元，学分 - My math class is worth three credits.
我的数学课为三个学分。
Topics Educationc2- Participants were given course credit for their participation in the study.
因为参与了这项研究而给予参加者课程学分。 - Students may have difficulty transferring credits to other institutions.
学生要把学分转到其他学校恐怕有难度。 - Tuition costs are based on the number of credit hours enrolled.
学费的多少根据所选学分时数而定。 - modules offering continuing education credits
提供继续教育学分的课程单元 - He took some advanced courses to earn college credits.
他为了获得大学学分而修了几门高级课程
Collocations Dictionaryadjective- course
- college
- earn
- award
- grant
- …
- hour
- My math class is worth three credits.
buy now–pay later赊购
money borrowed借款
money in bank银行存款
money paid in advance
money back返回的钱
praise赞扬
movie/TV programme
unit of study学习单元
词源mid 16th cent. (originally in the senses ‘belief’, ‘credibility’): from French crédit, probably via Italian credito from Latin creditum, neuter past participle of credere ‘believe, trust’.
Idioms
do somebody credit | do credit to somebody/something
- if something does credit to a person or an organization, they deserve to be praised for it
使值得赞扬（或表扬） - Your honesty does you great credit.
你的诚实值得大大表扬。 - Your concern does you credit.
你的关心给你赢得赞誉。
- Your honesty does you great credit.
give credit where credit is due
- to give somebody the praise they deserve, even if you do not really want to
完成；取得 - Give credit where credit is due—what the man does, he does well.
该表扬的地方就表扬——人做什么，他就做什么。
- Give credit where credit is due—what the man does, he does well.
have something to your credit
- to have achieved something
完成；取得 - He's only 30, and he already has four novels to his credit.
他年仅 30，却已著有四部小说。
- He's only 30, and he already has four novels to his credit.
on the credit side
- used to introduce the good points about somebody/something, especially after the bad points have been mentioned
（尤用于提及缺点之后）就优点方面而言 - On the credit side, she’s always willing to work very late.
从好的方面来说，她总是愿意工作到很晚。
- On the credit side, she’s always willing to work very late.
to somebody’s credit
- making somebody deserve praise or respect
使值得赞扬；使受尊重 - To his credit, Jack never told anyone exactly what had happened.
杰克对发生的事守口如瓶，值得赞扬。 - It was to her credit that she managed to stay calm.
值得称赞的是，她设法保持冷静。
- To her credit, she gave them lunch.
她给他们提供了午餐，这一点得赞扬。 - To her eternal credit, she gave them a home.
她给了他们一个家，值得永远赞扬。 - To her great credit, she does not try to avoid the truth.
她没有试图回避事实，这值得大加赞扬。
- To his credit, Jack never told anyone exactly what had happened.