credit crunch
noun /ˈkredɪt krʌntʃ/
  /ˈkredɪt krʌntʃ/
 [usually singular] (economics- an economic condition in which it suddenly becomes difficult and expensive to borrow money信贷紧缩 - In a credit crunch, lenders stop lending and credit becomes tough to obtain.在信贷危机中,贷方停止放贷,信贷变得难以获得。 
-  Consumer confidence is plunging as the credit crunch hits household budgets.随着信贷危机冲击家庭预算,消费者信心正在暴跌。 
- Many companies will not survive the unfolding credit crunch.许多公司将无法在持续的信贷危机中生存。 
 
- In a credit crunch, lenders stop lending and credit becomes tough to obtain.